Mortgage Broking school training courses in Charlotte, NC (public, in-house or online)

This course introduces the student to conventional mortgage underwriting guidelines and automated underwriting systems used in analyzing the creditworthiness of a borrower. Students will learn the process involved in reviewing a mortgage loan, analyzing the risk factors associated to the loan, and making an underwriting decision

This course provides the students with basic terms and concepts used to process conventional mortgage loans. Topics include: regulatory disclosures, credit reports, housing and debt ratio calculations, income verification and calculations, loan-to-value, asset verification, and required funds to close

This is a foundation course for individuals without any experience in mortgage lending. Topics include basic terms and concepts with an overview of the entire mortgage process, from start to finish. Students will understand the role of each person and their responsibilities in the mortgage lending process

Central Piedmont Community College (CPCC) offers a certificate in Mortgage Banking. To be eligible for this certification, students must satisfactorily complete 96 hours of CPCC Mortgage Banking courses, comprised of the following:

•Introduction to Mortgage Lending or Mortgage Loan Originator Pre-Licensing (20-Hour SAFE Comprehensive Origination Essentials and 4-Hour SAFE North Carolina Mortgage Laws & Regulations) - 24 hours
•Conventional Loan Processing - 24 hours
•Introduction to...

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Qualified employees and owners, directors, officers are exempted from loan agent licensing requirements. By May 31 of each year, Mortgage brokers must submit to the Commissioner satisfactory proof that each person who supervises the daily business of the mortgage broker must have completed at least 10 hours of certified courses of continuing education during the 12 months immediately preceding the date on which the license expires. Class hours used for prior renewals may not be used to meet curr...

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