Mortgage school training courses in Charlotte, NC (public, in-house or online)

Mortgage fraud is one of the fastest growing white-collar crimes in the United States. While it may seem that mortgage fraud affects only those directly involved in the scams, this is not the case. Consumers pay the ultimate price with higher interest rates and fees for mortgage loans. Find our what you can do to identify potential fraud and take the necessary steps to prevent this epidemic from growing further.

This course is approved as 4-hour continuing education by the North Carolina ...

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Senior homeowners are the fastest growing segment of our population, with more than 35 million people now older than 65. The reverse mortgage is a time-tested program, designed for those over 62 years of age, to gain financial independence by borrowing against the equity in their homes. In addition to a refinance or a home equity line of credit, a reverse mortgage may now be used for a purchase transaction, if the borrower has the ability to pay the difference between the FHA HECM proceeds and t...

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This course introduces the student to conventional mortgage underwriting guidelines and automated underwriting systems used in analyzing the creditworthiness of a borrower. Students will learn the process involved in reviewing a mortgage loan, analyzing the risk factors associated to the loan, and making an underwriting decision

This course provides the students with basic terms and concepts used to process conventional mortgage loans. Topics include: regulatory disclosures, credit reports, housing and debt ratio calculations, income verification and calculations, loan-to-value, asset verification, and required funds to close

This is a foundation course for individuals without any experience in mortgage lending. Topics include basic terms and concepts with an overview of the entire mortgage process, from start to finish. Students will understand the role of each person and their responsibilities in the mortgage lending process